二代健保這次真的要實施了~~
橘子娘依稀還記得2年前二代健保提案吵的沸沸揚揚時
橘子娘曾經做了個比較表
不過當時的提案是以家庭總戶制的概念
而這次所謂健保怪獸則是又恢復到依"人"依職業別收費的怪胎制度
這次的怪胎搞得無敵之複雜
所以橘子娘再來做個比較表讓大家瞧一瞧
(雖然橘子娘覺得有錢人或薪資高一點的人,多付一些健保費也是應該的,但為什麼要當雞媽媽的媽媽設了補充保費的上限呢? ,這樣的結果,收來收企還是只把受薪階級當肥羊兼提款機罷了 )
先說明一下,雖然當時通過的法令說會將健保費率調降為4.91%,但.....根據最近的流言,貴國政府可能會選擇當胖子
費率極有可能維持現行的5.17% (想當胖子還不敢吃...費率暫時還是維持在4.91%哦)
保費的計算基本上是"投保薪資"*5.17% 4.91%*30%為受雇者個人負擔的部份(這是一人份,不要誤會哪裡出現了善心人士)
如果泥的獎金(不管什麼阿貓阿狗阿雞阿豬的名義都一樣,就算是那用來吃飯的伙食津貼,還是泥辛苦換來的血汗加班費...通通要被收取保護費)超過泥4個月的薪資,超出的部份,感謝泥,2%直接被收走換取更多阿公阿嬤開心的天天上醫院開講
以下是簡單的參照表,實際金額還是要看各位大大的本事啦~~~
ps. 以下表格為更新版, 依據最後拍版定案版本編列, 假設大家獎金都有5個月的情況做試算, 如果泥的獎金不到4個月, 那就完全不會被加收補充保費了
假設實際月薪 (含經常性獎金津貼) |
健保投保級距 | 一代健保現行單月保費 (一人計) |
一代健保預計單月保費 (一人計) |
其他所有非經常性獎金津貼 (假設相當於5個月的月薪) |
超過4個月投保金額獎金 | 加計補充保費2% | 健保全年總支出 (一人計) |
差額 |
(A) | (B) | ( C ) | (D) | (E) | (F) = ( E ) - 4*(B) | (G) = (F)*2% | (I) = (D) *12 + (G) | = (I)-( C )*12 |
18,500 | 18,780 | 256 | 277 | 92,500 | 17,380 | 348 | 3,672 | 600 |
19,000 | 19,200 | 262 | 283 | 95,000 | 18,200 | 364 | 3,760 | 616 |
20,000 | 20,100 | 274 | 296 | 100,000 | 19,600 | 392 | 3,944 | 656 |
21,000 | 21,000 | 287 | 309 | 105,000 | 21,000 | 420 | 4,128 | 684 |
21,500 | 21,900 | 299 | 323 | 107,500 | 19,900 | 398 | 4,274 | 686 |
22,000 | 22,800 | 311 | 336 | 110,000 | 18,800 | 376 | 4,408 | 676 |
24,000 | 24,000 | 328 | 354 | 120,000 | 24,000 | 480 | 4,728 | 792 |
25,000 | 25,200 | 344 | 371 | 125,000 | 24,200 | 484 | 4,936 | 808 |
26,000 | 26,400 | 360 | 389 | 130,000 | 24,400 | 488 | 5,156 | 836 |
27,000 | 27,600 | 377 | 407 | 135,000 | 24,600 | 492 | 5,376 | 852 |
28,000 | 28,800 | 393 | 424 | 140,000 | 24,800 | 496 | 5,584 | 868 |
30,000 | 30,300 | 414 | 446 | 150,000 | 28,800 | 576 | 5,928 | 960 |
31,000 | 31,800 | 434 | 468 | 155,000 | 27,800 | 556 | 6,172 | 964 |
33,000 | 33,300 | 455 | 491 | 165,000 | 31,800 | 636 | 6,528 | 1,068 |
34,000 | 34,800 | 475 | 513 | 170,000 | 30,800 | 616 | 6,772 | 1,072 |
36,000 | 36,300 | 495 | 535 | 180,000 | 34,800 | 696 | 7,116 | 1,176 |
38,000 | 38,200 | 521 | 563 | 190,000 | 37,200 | 744 | 7,500 | 1,248 |
40,000 | 40,100 | 547 | 591 | 200,000 | 39,600 | 792 | 7,884 | 1,320 |
42,000 | 42,000 | 635 | 619 | 210,000 | 42,000 | 840 | 8,268 | 648 |
43,000 | 43,900 | 665 | 647 | 215,000 | 39,400 | 788 | 8,552 | 572 |
45,000 | 45,800 | 693 | 675 | 225,000 | 41,800 | 836 | 8,936 | 620 |
48,000 | 48,200 | 730 | 710 | 240,000 | 47,200 | 944 | 9,464 | 704 |
50,000 | 50,600 | 766 | 745 | 250,000 | 47,600 | 952 | 9,892 | 700 |
53,000 | 53,000 | 822 | 781 | 265,000 | 53,000 | 1,060 | 10,432 | 568 |
55,000 | 55,400 | 859 | 816 | 275,000 | 53,400 | 1,068 | 10,860 | 552 |
57,000 | 57,800 | 896 | 851 | 285,000 | 53,800 | 1,076 | 11,288 | 536 |
60,000 | 60,800 | 943 | 896 | 300,000 | 56,800 | 1,136 | 11,888 | 572 |
63,000 | 63,800 | 990 | 940 | 315,000 | 59,800 | 1,196 | 12,476 | 596 |
65,000 | 66,800 | 1,036 | 984 | 325,000 | 57,800 | 1,156 | 12,964 | 532 |
69,000 | 69,800 | 1,083 | 1,028 | 345,000 | 65,800 | 1,316 | 13,652 | 656 |
70,000 | 72,800 | 1,129 | 1,072 | 350,000 | 58,800 | 1,176 | 14,040 | 492 |
75,000 | 76,500 | 1,187 | 1,127 | 375,000 | 69,000 | 1,380 | 14,904 | 660 |
80,000 | 80,200 | 1,244 | 1,181 | 400,000 | 79,200 | 1,584 | 15,756 | 828 |
83,000 | 83,900 | 1,301 | 1,236 | 415,000 | 79,400 | 1,588 | 16,420 | 808 |
85,000 | 87,600 | 1,359 | 1,290 | 425,000 | 74,600 | 1,492 | 16,972 | 664 |
90,000 | 92,100 | 1,428 | 1,357 | 450,000 | 81,600 | 1,632 | 17,916 | 780 |
95,000 | 96,600 | 1,498 | 1,423 | 475,000 | 88,600 | 1,772 | 18,848 | 872 |
100,000 | 101,100 | 1,568 | 1,489 | 500,000 | 95,600 | 1,912 | 19,780 | 964 |
105,000 | 105,600 | 1,638 | 1,555 | 525,000 | 102,600 | 2,052 | 20,712 | 1,056 |
110,000 | 110,100 | 1,708 | 1,622 | 550,000 | 109,600 | 2,192 | 21,656 | 1,160 |
115,000 | 115,500 | 1,791 | 1,701 | 575,000 | 113,000 | 2,260 | 22,672 | 1,180 |
120,000 | 120,900 | 1,875 | 1,781 | 600,000 | 116,400 | 2,328 | 23,700 | 1,200 |
125,000 | 126,300 | 1,959 | 1,860 | 625,000 | 119,800 | 2,396 | 24,716 | 1,208 |
130,000 | 131,700 | 2,043 | 1,940 | 650,000 | 123,200 | 2,464 | 25,744 | 1,228 |
135,000 | 137,100 | 2,126 | 2,019 | 675,000 | 126,600 | 2,532 | 26,760 | 1,248 |
140,000 | 142,500 | 2,210 | 2,099 | 700,000 | 130,000 | 2,600 | 27,788 | 1,268 |
145,000 | 147,900 | 2,294 | 2,179 | 725,000 | 133,400 | 2,668 | 28,816 | 1,288 |
150,000 | 150,000 | 2,327 | 2,210 | 750,000 | 150,000 | 3,000 | 29,520 | 1,596 |
155,000 | 156,400 | 2,426 | 2,304 | 775,000 | 149,400 | 2,988 | 30,636 | 1,524 |
160,000 | 162,800 | 2,525 | 2,398 | 800,000 | 148,800 | 2,976 | 31,752 | 1,452 |
165,000 | 169,200 | 2,624 | 2,492 | 825,000 | 148,200 | 2,964 | 32,868 | 1,380 |
170,000 | 175,600 | 2,724 | 2,587 | 850,000 | 147,600 | 2,952 | 33,996 | 1,308 |
180,000 | 182,000 | 2,823 | 2,681 | 900,000 | 172,000 | 3,440 | 35,612 | 1,736 |
對了,泥閒來沒事想增加的業外收入比如兼差的啦,股票賺的啦(哦,泥賠了的部份健保局也不會退給泥滴),去參加路上行人講座的車馬費啦,阿殺不路之類跟薪資無關的收入。。。。
我的小朋友啊~~~~(對! 就是那推動地球儀的小朋友)
好想把泥的腳剁斷!!!!!
看看會不會跑慢一點(要是能用爬的就更好了)
以上,橘子娘不負責任報導
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